When the business is your paycheck
Small business owners in Austin often juggle two ledgers: what the company can afford and what your household needs. We help you separate those clearly so you don’t accidentally starve your personal savings while the business looks “fine” on paper.
Owner compensation
We review salary vs. distribution, estimated tax payments, and quarterly safe harbors. The goal is predictable tax bills—not a surprise in April. If you’re hiring, we also talk through benefits that attract talent without breaking cash flow.
Reserves and reinvestment
Healthy businesses keep operating reserves before funding growth. We’ll help you quantify a minimum cash buffer for your industry, then decide what’s left for equipment, marketing, or hiring.
info@cedarbrookadvisors.us · (512) 555-0182 · Planning guide · FAQ